Gold glory

I bought my first gold in 2012 but it was only paper gold via Maybank GSA. Managed to collect 3g and that much still sits in my account (on paper).

Last year I opened up Bursa BGD account and so far managed to collect 6.25g. This is also on paper.

Recent gold price rise has sent me on a fact-finding mission on gold. What I discovered is that there is a massive movement of physical gold occurring after Trump's inauguration. Big big tons of physical gold are being delivered to USA.

It triggered me to seriously study gold again but this time not just an instrument of investment, but as a currency. What if Trump really does the audit on Fort Knox and afterwards attempts to reinstate the gold standard?

Many rumours are going around but the more trusted sources are pointing towards one conclusion: we are at the cusp of a massive gold bull run. It will be outperforming the indices at a parabolic scale, so they say.

Whatever happens, I truly believe gold will indeed rise like crazy. In that realisation, I've started converting some of my assets to physical gold. Not much, but still I need to start somewhere.

03 March 2025

XAUUSD = 2858.140

Zakat FY2024

I paid all my zakat to my home state Terengganu this year. Scholars say I shouldn't because I should pay zakat where I earn my income.

However scholars also say some circumstances warrant paying zakat elsewhere e.g to places that have been struck by disasters.

Terengganu has been struck with the calamity that is the federal government. Abject denial of our rights by the Putrajaya has crippled the state's finances and threatens the well-being of the people. At the same time, they are trying to fool us by saying it's our fault in the first place. The only fault I could imagine is because we decided in that we would reject an immoral false leader who habitually lies.

This kind of oppression warrants my action.

I pray Allah swt shall make those who are complicit accountable and pay very dearly for their corruptions.

Happy New Year MMXXV

Left 2024 with a good feeling. Entered 2025 initially with optimism. But a week in, it's worn off. My attempt at strict discipline is a hit and miss so far. I need to learn to deal with variables and not be confused by them so much that they affect my clarity of thought.

At this point, I am struggling with a mountainload of tasks. Between the ELP presentation, general work stuff, and final weeks of classes with multiple overdue assignments, I'm not sure I can survive the avalanche of workloads coming my way. I wish I had a Quit button ready where I can push it and all my troubles will go away, even if that means all my progress so far goes too. If it did exist, I might have pushed that button a long time ago.

The only place I wanna be right now is at UKM and doing my studies. It is true what they say. Students wish that they could finish school so that they could start working and earning money and therefore living their lives, but workers wish they could go back to school and live the carefree life as a student again. I have the privilege of being a student and a worker at the same time. I can attest that the urge to leave work is still the same if not stronger. I wish I could be a student way more than a worker. If not for the YT loan, I would have probably quit it all a long time ago and gone back to school full-time. There's no shame in starting over for me anyway.

Maybe I should ramp up efforts to seek a job overseas that can pay me high wages. Maybe where I can work for 2 years and have enough in savings to settle all my loans and still have a big chunk left that I could put in EPF or any safe investment instruments paying a 5% p.a. I ballparked the figure at RM1.5million so that's like RM63k/mo which is rather impossible to earn at my level and in my role.

Nevertheless, it is a new year and it's customary to be optimistic, at least even remotely. It is a time to be looking forward to something. So here's what I look forward to this year - I want to Quit and live a solitary life. However long and hard it may take.